Start Saving in 2025

Think You've Done Everything to Cut College Costs?

Here’s How Families Like Ours Are Still Finding

$10,000–$25,000 (or More) in Hidden Savings—Even When Aid Falls Short.


When my oldest daughter started college, we’d followed all the “right” steps—applied for scholarships, filled out the FAFSA, and hoped for merit aid. But as a CFP and tax attorney (and a parent of five, now including two daughters headed back to college and triplets coming up fast), I was stunned at how much we were still expected to pay out of pocket. Like many moderate and high-income families, we didn’t qualify for much need-based aid, and the so-called “family contribution” was sky-high despite earning some merit scholarships.

If you’re in the same boat—facing big college bills despite your best efforts—you’re not alone. Most financial advice stops at scholarships and 529 plans, leaving families like ours with a huge funding gap.

That’s why I created the Freshman Course: a comprehensive introduction to the real tax-saving and college funding strategies that most families (and even many advisors) never hear about.

What you'll discover inside:

  • How moderate and high-income families who are often left out of traditional aid—can now employ effective strategies do to fight back and find monies for college.

  • How to unlock education tax credits and deductions (like the American Opportunity and Lifetime Learning Credits) even if you’ve been told you make too much—or have multiple kids in college at once.

  • Income-shifting and business deduction basics—see how families like ours are using smart, IRS-approved strategies to save thousands if not tens of thousands per year, per child.

  • How to employ or create employee benefit tuition programs to create tax free monies that go well beyond 529 plans, Coverdells, and other tax-favored accounts.

  • Learn how to coordinate and stack benefits for maximum results and impact.

  • Special tactics for business owners that really pay off with both small families and with larger families with more than one child headed toward college (or triplets like me!)—because every dollar counts when you’re paying for more than one tuition bill.

  • Don’t have a business? If the benefits are big enough, we might just be able to help you to get started in a turn key business tailored to capture these benefits.

You’ll walk away eager, anxious to get started (time is money) and with a clear understanding of where the biggest hidden savings are for your family. Further you will have the confidence and ready resources available to start capturing them—no matter how much you earn or how many kids you have on the path to college.

Its so easy! We knew the tax planning would help but the guidance on increasing scholarship money and financial aid was amazing too! We have uncovered an additional $22,500 for our son.

Uncovered benefits totaling $18,000 a year for each of my three children. That is $54,000 in benefits and our kids are learning some valuable lessons on planning.

We were able to re-arrange our finances to qualify for $10,000 in free tax credit money for each of our children that we thought we didn't qualify for due to our income

Darren L.

Director of Operations

Mia C.

Anesthesiologist

Alice W.

Corporate Lawyer

MEET THE FOUNDER & Instructor

Terry Wheeler J.D. , CFP®

"Tuition Tax Secrets is a passion project for me. I am a tax and wealth planning attorney, a former adjunct professor at U.C. Davis for CFP candidates, and a father of 5 children, including triplets. As a high-income earner, I've faced the challenge of sending my 5 children to college while receiving zero needs-based aid."

"After countless hours of research, consulting other experts in the tax and education arenas, I put together a strategy for my family that I estimate may save in excess of $300,000 off the cost of educating my family. With two college age children and triplets rapidly headed in that direction, these strategies have become a life saver for me. Now I'm sharing my strategies with other families facing their own version of college funding challenges."

- Terry Wheeler

Tuition Tax Secrets Freshman Course

Instant Access

Here's what you get:

  • Instant Access to the Freshman Video Course

  • The Strategies to Unlock More Money!

  • Exclusive Offers & Discounts

  • Bonus: Financial Foundations Course

Total value: $297

Today Just $97

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"Dream schools are possible!"

"Terry's course helped save my parents so much money I didn't have to settle." - Amy

Solutions For Every Family

Our mission is to help families just like yours lighten the weight of college costs. Through our educational courses you will learn the tuition tax secrets that the wealthy have been successfully using for years.

Guilt-Free Education

Our children should be able to focus on school and the entire college experience instead of the looming costs hanging over their heads.

A Powerful System to Uncover Money for College

Disclaimer

Education Courses - The information contained within Tuition Tax Secrets website or videos is provided for informational purposes only and is not intended to substitute for obtaining accounting, tax, legal or financial advice from a professional in your state of residency. The education, membership community discussions, and or other resources provided by Tuition Tax Secrets is intended to be for your education but also is intended to be verified by your local planners as we do not have a complete financial picture on each participant. Presentation of information by our team of tax, legal and financial professionals via the Internet is not intended to create, and receipt does not constitute an attorney-client relationship or a fiduciary financial planning relationship. Internet subscribers, users and online readers are advised not to act upon this information without seeking the service of a professional accountant, tax professional or investment advisor. If our team, or one of its affiliates, were to ever take you directly on as a client then a separate signed engagement agreement would be required by all clients. Case studies based on actual family strategies but the names and pictures have been changed to protect their privacy.